The Difference Between Money Smart Transformation and Money Smart Pivot

by MSE Staff | Published 14 Nov 2021 

What's the difference between Money Smart Transformation and Money Smart Pivot? Is one better than the other? This article will explain what each program is about, how they are different, and which might be best for you.

A Plan for Positive Change

Both programs are designed to help you understand your finances and develop a plan for positive change. The main purpose of both is to teach skills so that people can better manage their money today. So, which is right for you?

Your Schedule

Money Smart Transformation vs Money Smart Pivot

Both Money Smart Transformation and Pivot are designed to fit the busy day for working professionals. Implementation classes and group mentoring sessions take place during the evening on Wednesdays and intensive live classes happen on Saturdays at the end of the month. Implementation and group mentoring sessions are typically 2-hour sessions. Intensive live classes are typically 10-hour classes. While participation is key to making progress in both programs, Curtis provides a recording of class sessions so that you can review. Money Smart Pivot members also have access to two private mentoring sessions with Curtis Banks every month.

Think about what your life looks like. Are you able to commit 2-3 hours per week building a brighter financial future? Are you able to commit to evening classes on Wednesdays? Are you able to commit to an intensive live class at least once a year?

Curriculum

Working Professionals vs Entrepreneurs

Curtis' programs are meant to provide you with financial education and wealth mentoring so that you can build wealth. Money Smart Transformation guides working professionals to take action in their finances and create sources of passive and investment income. Once someone reaches the point in their finances where they are generating passive income or business income alongside their earned income, Curtis recommends Money Smart Pivot. Pivot continues to provide financial education and includes 1-on-1 wealth mentoring. Curtis believes 1-on-1 mentoring is important for entrepreneurs because it provides time to focus on your business and life goals.

Length of Program

Transformation vs Pivot

Your success in either program is dependent upon the goals you set, the effort you put into achieving your goals, and external factors. Regardless, both programs will help you as long as you stay the course. Ideally, Money Smart Transformation is a 12–14-month program that ends with members reaching a higher level of financial wellbeing and income security. The curriculum for Money Smart Pivot continues after transformation graduates move on to generating passive income or business income alongside earned income.

Which Is Right for You?

We all want to be financially successful, but it's hard work. It takes time and dedication to learn the skills needed for success in this area of our lives. You can't just wing it or hope that you figure things out on your own because these are important steps in life - ones that should not be taken lightly! Which program would best suit your needs? Give us a call today so we can get more information about what you're looking for and see if there is any way we could help.